Low Rates

We pride ourselves on providing some of the lowest tow truck/recovery vehicle insurance rates in the state of Minnesota.

Top Carriers

We shop multiple insurance companies delivering you pricing that is very competitive and solid protection for your towing business.

Quality Service

You will benefit from our lightning-fast service and knowledge of the towing insurance industry. Request your truck quote now.

Minnesota Tow Truck Insurance – We insure all types of Recovery Vehicles 


Tow Truck

A tow truck is a motorized vehicle equipped for towing away wrecked or disabled autos.


Car Carrier

A car carrier in our terms is similar to a flatbed or rollback. It’s a large transport conveyance vehicle used to haul automobiles.



A vehicle used to tow wrecked, disabled, or stalled automobiles. Wreckers are equipped with mechanical apparatus for hoisting and pulling.


Flat Bed / Rollback

A truck has an open body with a platform without sides or stakes. It’s used for hauling inoperable autos and small trucks.


Heavy Spectacle Lift

This wheeled lift resembles a pair of squared eyeglasses. Designed to lift the drive wheels of a disabled or stalled vehicle.


Heavy-duty Sling

Slings are not used much these days but can be helpful to auto accidents or missing wheels.


Years of experience in the towing insurance industry and our attention to the details win us praise and many long-term clients. Read what they have to say.

My friend Bruce Johnson referred me to Rick McIntosh years ago, maybe 2004 and we have been doing business together ever since. Rick hooked me with a couple of different companies over that time, always helping me keep my expenses in check. I always have my ID card before renewal and give Rick’s card out if I happen to hear one of my towing buddies mention insurance. Keep up the great work!
Owner / Operator
I was shopping around for insurance on my rollback and was becoming very frustrated with all the high insurance quotes. Then I found Insuring Minnesota! They took the time to rate several different Minnesota towing insurance companies and presented me with three quotes. Each was slightly different. They explained the differences and sold me what I needed, not what I didn’t. Give these guys a try, I’ve been very happy with everything.
Owner / Operator
When I found out I could get insurance on my truck for a thousand dollars a year less, I changed and never looked back. Funny thing, the service is better now and so is the coverage. My past policy increased $100’s of dollars each year, $300 the last time. These guys are pretty steady. Maybe $50 to $100 each year, this is reasonable and I’m very pleased.
Owner / Operator
The best insurance agency in the entire world! Outstanding personal service and fast. Rick and Ashley have gone out of their way to help me. That goes a long way with me and I tell everybody to buy insurance from them. So, buy insurance from them!
Owner / Operator
It seemed like no one could find me affordable insurance on my wrecker. Well, that was true until I talk to a friend at the tow truck repair shop. They said Call Rick McIntosh, he rocks! Well, trying to keep my business in the black, he sure did help. My monthly premium for my truck went from $350.00 per month to $266.66. That really helps and I am very grateful.
Owner / Operator