Tow Truck Insurance Illinois

Tow Truck Insurance Illinois: Coverage Advantages For Your Tow Truck Business

Are you searching for Illinois tow truck insurance? Complete our simple form and receive multiple quotes. Let us compare and match you with the best towing and recovery insurance for your Illinois towing business.

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Why should I compare Illinois tow truck insurance quotes?

There are several reasons. Coverages and rates vary considerably, plus tow insurance is a specialized product. The right agent can speak commercial tow truck insurance. Finding the best value is not an easy take without help.

An experienced agent working with towing and recovery insurance daily brings value to the table. Add working with multiple Illinois tow truck insurance companies, and you have a win-win combination.

Feel Let our knowledgeable agents design an insurance program curated just for your tow truck business, whether you own a single tow truck or a fleet of them.

Local tow truck insurance Illinois

Our licensed professional agents are standing by; click Get My Quotes below or call 952-469-0425.

What is tow truck insurance coverage?

Operating a tow truck in Illinois comes with some more significant risks. You are working on roadsides and, at times and in bad weather.

Tow insurance is specialized commercial auto insurance designed for tow trucks, car carriers, wreckers, flatbeds, rollbacks, heavy spectacle lifts, heavy-duty slings, and more.

Look at some of the available tow truck insurance coverages in Illinois:

Commercial Auto Insurance –

  • Bodily Injury Liability: This provides coverage if you or your employees cause bodily injury to others. Typically, the coverage limits available are up to $1,000,000.
  • Property Damage Liability: Coverage applies when you or your employees cause property damage, and the responsibility lies with you.
  • Underinsured/Uninsured Motorist – May cover accidents with uninsured or underinsured drivers.
  • Medical Payments: Should your tow truck meet with any accident, coverage may apply for any medical expenses you must bear for any injury caused to anyone traveling in the vehicle.
  • Personal Injury Protection: PIP covers your medical bills in a car accident regardless of fault. Illinois is not a no-fault state, and personal injury protection is optional.
  • Collision Protection: Coverage for collision or upset.
  • Comprehensive Protection: Often referred to as other than collision, protection applies if your tow truck becomes damaged for reasons other than a collision. Things like theft, fire, vandalism, falling objects, hail, wind, flood, deer, birds, animals, etc.

On-Hook Coverage – On-Hook coverage protects the autos you are hauling (in transit) or loading and unloading.

Garagekeerers Coverage –Garage keepers insurance helps protect your customer’s vehicle while in your care, custody, and control. To name a few, things like fire, theft, hail, wind, and vandalism.

General Liability Insurance – This provides commercial insureds some protection for bodily injury and property damage claims by third parties other than professional or automobile.

Cyber Liability Insurance – Cyber liability helps protect from data breaches and other cyber crimes. It helps cover first and third-party claims.

Employment Practices Liability Insurance –EPLI insurance provides some protection for wrongful acts arising from the employment process.

Commercial Umbrella Liability Insurance – Provides an extra layer of protection above and beyond your current (underline) protection limits.

Now that you have learned about some of the coverages for towing company insurance, are you ready for some cheap tow truck insurance quotes? Seriously, low-cost coverage and outstanding coverage.

Complete our EZ quick quote form or call us at 952-469-0425

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Your towing company is unique

You may own one tow truck or a dozen. You might be in the city, suburbs, or the country. Perhaps you have a wrecker or a heavy spectacle lift. Fear not, big or small; we write them all.

Tow truck insurance agency Illinois

Get Free Quotes for Towing Insurance in all Illinois Cities, Including:

  • Arlington
  • Aurora
  • Bloomington
  • Berwyn
  • Bolingbrook
  • Champaign
  • Chicago
  • Cicero
  • Decatur
  • Des Plaines
  • Elgin
  • Evanston
  • Decatur
  • Evanston
  • Hoffman Estates
  • Joliet
  • Mount Prospect
  • Naperville
  • Normal
  • Oak Lawn
  • Orland Park
  • Oak Lawn
  • Palatine
  • Peoria
  • Rockford
  • Schaumburg
  • Skokie
  • Springfield
  • Tinley Park
  • Waukegan
  • Wheaton

Contact us for a quote today! Tow Truck Insurance Illinois

Tell us about your towing business; you will have our full attention.

We aim to help you find the best coverage at the lowest price possible. We take new ventures as well as established firms.

Please do yourself a huge favor and contact us today. Other Illinois towing and recovery companies have already saved 37% or more.

Stop overpaying and call 952-469-0425. Do it right now! We also offer the option of using our quick quote form on this page.

Frequently Asked Questions (FAQs)

Q- How much does tow truck insurance cost in IL?

Ans:- The tow truck insurance rating in Illinois uses multiple factors. Things like the driving record(s), loss history, the number of trucks, years in business, do you do repossession, and year and type of vehicle are all considered. Generally speaking, the cost for one truck can range from $2,000 to $6,000 per year, and new ventures can expect to pay more for at least the first year or two.


Q- Who regulates towing and recovery companies in Illinois?

Ans:- The Illinois Commerce Commission licenses towing companies, operators, and dispatchers, and the license period is two years. Before licenses are renewed or issued, driving records and criminal records are thoroughly reviewed.


Q- How much is a DOT number in Illinois?

Ans:- The FMCSA has a filing fee of $300 to obtain your MC number/USDOT number.


Q- Do you need a special Illinois license to drive a tow truck?

Ans:- You must be 18 or older and have a valid Illinois driver’s license, and that base license must be valid the entire time the individual has a 180-day CLP (commercial learners permit).

Illinois Towing Resources

Professional Towing and Recovery Operators of Illinois

Ilinois Tow Truck Registration Secretary of State

Tow Trucks for Tots

Illinois Department of Transportation

Illinois Department of Insurance

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